Medicare is a federal health insurance program primarily for individuals age 65 and older, as well as some younger individuals with qualifying disabilities. 

Most people become eligible for Medicare when they turn 65. Your Initial Enrollment Period begins three months before your 65th birthday month and ends three months after.

Medicare includes:

• Part A (Hospital Insurance) 
• Part B (Medical Insurance) 
• Part C (Medicare Advantage) 
• Part D (Prescription Drug Coverage)

Medicare Supplement (Medigap) plans help cover out-of-pocket costs Original Medicare may not pay, such as deductibles, copays, and coinsurance.

Medicare Advantage plans are offered by private insurance companies and combine Medicare Parts A and B, often including prescription drug coverage and additional benefits.

Original Medicare does not fully cover most prescription medications. Medicare Part D plans help provide prescription drug coverage.

Medicare Supplement plans work alongside Original Medicare and help reduce out-of-pocket costs. Medicare Advantage plans replace Original Medicare and may include additional benefits and network restrictions.

Yes. Medicare beneficiaries may review and change coverage during certain enrollment periods, including the Annual Enrollment Period each fall.

Yes. Many Medicare Advantage plans use provider networks such as HMO or PPO networks.

Original Medicare generally does not include routine dental or vision coverage. Some Medicare Advantage plans may offer these benefits.

Medicare Part D helps cover prescription drug costs through private insurance plans approved by Medicare.

Not always. Medicare beneficiaries may still have deductibles, copays, coinsurance, and prescription costs depending on their coverage.

Hospital indemnity plans provide cash benefits that can help cover expenses related to hospital stays and recovery.

Cancer insurance provides cash benefits that can help cover expenses related to cancer treatment and recovery.

Even with Medicare coverage, cancer treatment can create out-of-pocket costs such as deductibles, travel expenses, and prescription drug costs.

 Yes. Our consultations are provided at no cost to you.

Yes. Silver Bridge Health Advisors works with multiple major insurance carriers to help compare coverage options.

Absolutely. We help review Medicare Supplement, Medicare Advantage, prescription drug, dental, vision, and other coverage options.

Yes. Our team provides personalized support from knowledgeable, U.S.-based representatives.

We can still help review your current plan and determine whether there may be better coverage options available.

You may have to wait for a future enrollment period and could potentially face late enrollment penalties depending on the situation.

Coverage depends on the type of Medicare plan you have. Some plans may offer broader travel coverage than others.

The right plan depends on your healthcare needs, prescriptions, preferred doctors, travel habits, and budget.

That depends on the plan you choose. We help review provider networks and coverage details before enrollment.

We provide personalized Medicare guidance, plan comparisons from multiple carriers, and one-on-one support to help simplify Medicare decisions.